Business Owners Policy (BOP)

Let ABT Insurance quote a custom Business Owners Policy for your small to medium business in the Atlanta area. We help you determine the optimal coverages you need to protect your business.

COVERAGE OVERVIEW

Safeguard Your Business Operations with Customized Policy Choices

Doing business in today’s marketplace comes with risks, but your insurance choices shouldn’t be one of them. With a Business Owners Policy (BOP) from ABT Insurance, you get comprehensive protection tailor-made for the specific challenges you face in your industry.

How is a Business Owners Policy (BOP) Different?

A Business Owners Policy, or BOP, is a specifically designed bundled policy incorporating the different business coverage types that work for your company. Standard business coverage typically includes individual policies for things like general liability and commercial auto coverage. It can also include add-on policies like umbrella coverage and business interruption insurance.

With a BOP, you receive bundled pricing for general liability, commercial property, and business interruption (or income) coverage, plus have the ability to add additional protection for things that are required for your type of business—things like commercial auto, protection for data breaches, or coverage for equipment.

At ABT Insurance, we help local business owners across Atlanta protect what they’ve built with flexible BOP plans backed by trusted national carriers. 

General Liability Protection
Your customized BOP will include general liability coverage that protects your business from third-party claims arising from bodily injury, property damage, and personal or advertising injury. This coverage is crucial for Atlanta's customer-facing operations or service-based businesses.
Commercial Property Insurance
Whether your business owns or leases space, your BOP helps protect physical assets, like buildings, signage, equipment, and inventory against theft, fire, vandalism, and more. At ABT, we customize property protection for office spaces, storefronts, and warehouses across Georgia.
Business Interruption Coverage
Businesses may have to pause operations for a variety of reasons. Business interruption insurance helps cover lost income and ongoing expenses to keep your business afloat while you recover. This can be especially critical for small local businesses with limited reserves.
Optional Add-On Coverages
Your business is unique! That’s why we offer optional BOP enhancements like tool and equipment coverage, data breach protection, and professional liability. Our agents can help you select what fits your industry, from tradespeople to retail boutiques in Atlanta.
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Bundled for Simplicity
Instead of juggling multiple plans, a BOP bundles core policies, making managing your coverage and renewals easier.
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Lower Premiums, Greater Value
Our Atlanta-based agents work with leading carriers to get you a quote that protects your business—and your budget.
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Tailored to Your Industry
At ABT Insurance, our BOP policies reflect your industry, operations, and growth goals, all while keeping local regulations front of mind.
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Local Expertise, Personal Service
As an independent agency rooted in Atlanta, ABT Insurance brings local insights to help you stay protected and prepared.
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Backed by Trusted Carriers
We partner with reputable, A-rated carriers to deliver strong coverage and reliable claims service for your business.
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Free No-Obligation Quotes
Getting started is simple. Connect with us for a free insurance quote and find out how a BOP can work for your company.

Get a Fast, Custom Insurance Quote Today

Partner with your trusted ABT agent to protect your home or business with tailored, dependable coverage.

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Local Experts By Your Side
Since 1989, our agency has helped individuals and businesses across Atlanta and North Georgia secure insurance solutions tailored to their unique needs. As an independent agency, we work with a wide network of trusted carriers to provide the right coverage at the best possible value.

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